Ahhhh, the holidays are coming up. Time with family and friends, great food, nothing could interrupt the good times, right? Maybe. Last year I was at the mall doing some last minute shopping and someone had an RFID scanner in the crowd so they picked up my debit card info and wiped my checking account out. Not a fun way to spend the holidays especially without identity theft protection.
Recently, a co-worker had to take a few days off because her husband’s identity was stolen. He woke up one morning and was checking on their finances before going to work and noticed several thousand dollars missing from all of their accounts. Needless to say, it took quite a bit of time to get things back on track. From meeting with the bank to fill out paperwork to having to wait for new cards so they could set up new payment methods with their subscription services, any time this happens, it takes up quite a bit of time.
Following that incident, the Equifax data breach was in the news. If it can happen to a company that large, it can happen to any of them. “I’m safe because my bank monitors things for me.” That may be true for your bank accounts, but who is monitoring your driver’s license number? Your email addresses? Your passport number?
What is a service like that worth?
There are several companies out there who offer full identity theft protection but how do you know which one is right for you and your family?
After doing some extensive research, we recommend ID Shield to offer identity theft protection for $9.99/month for a single person or $19.95/month for a family plan. This covers everything that needs to be monitored. Best of all, it’s backed by Kroll. Kroll is the company that all the major insurance companies use to back their claims. Setup is a breeze and they start monitoring everything as soon as you enter the information on the site.